19 Apr, 2024
6 mins read

How to Prepare for the End of a Credit Card Deferment

Credit card deferment and forbearance programs aren’t anything new. Creditors have long offered customers in financial distress short-term hardship options in the hopes that these users will be able to keep their accounts in good standing and avoid the collections process (which is less than optimal for both sides). Financial calamities, like the current coronavirus pandemic, mean […]

5 mins read

How to Rent When You Have Bad Credit

The following is presented for informational purposes only and is not intended as credit repair. Finding a new apartment is stressful enough in the best of circumstances, but if your credit is less than stellar, things can get pretty difficult. That’s because many landlords and property management firms require a credit check as part of […]

6 mins read

Regaining Pride in My Finances: A Queer Journey From Struggle to Strength

This year, Pride Month looks different than it has before. Most obviously, the Coronavirus forced Pride organizations across the country to cancel in-person events, eliminating one of the most visible components of the month-long celebration. It’s also taking place at the onset of a new economic reality that makes the moment more introspective than in […]

5 mins read

How Minimalism Can Improve Your Relationship With Money

Problems with managing money can stem from a number of different causes. For many people though, one cause that doesn’t generate much discussion is philosophy. Many of us, without even realizing it, are caught up in a philosophy of consumerism that leads to excess and sometimes entirely unnecessary spending. One way to counter this is […]

6 mins read

The Dos and Don’ts of Switching Service Providers to Lower Your Bills

When times are tough and money is tight, you may find yourself combing through your budget, looking for any chance to save a little cash – no matter how small. While there may be a few chances to cancel services outright, before you take that step you’ll want to use your leverage as a consumer […]

6 mins read

How Student Loan Borrowers Can Benefit from the CARES Act

Across the country and around the world, people are experiencing financial hardship, as the far-reaching consequences of COVID-19 lead to layoffs, furloughs, salary reductions, and lost opportunities. These are especially stressful times for those with debt payments that continue to pile up even as the economy stalls. Fortunately, for the 5.2 million people paying on […]

6 mins read

5 Things to Consider When You Can’t Pay Your Mortgage

The Coronavirus pandemic continues to be a novel experience with far-reaching repercussions. In addition to the devastating toll on peoples’ health, the virus has upended our daily lives, causing wide-spread economic disruption and unease for billions of people. In the US, more than 26 million people have already filed for unemployment, and a $2 trillion […]